Members,

We are excited to introduce to you a plan which will help you replace income in the event you face a short or long-term injury or illness that would not allow you to work.  Being able to make ends meet during such an ordeal will give you some peace of mind during a stressful time.  

Your American Rail System Federation Union representatives along with Railroad Marketing have constructed a plan that will supplement the current coverages you have along with railroad retirement sickness benefits.  The details are listed below but a general overview of the design is to get you short and long-term disability coverage for roughly two years at 3500 dollars a month*.  

Railroad Marketing Insurance Services have been assisting railroaders for over 50 years with these types of coverages and currently have over 30,000 policyholders throughout the country. 

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Plan Highlights

• Receive $400 a month in short-term disability benefits for 10 months with a 60 day elimination period.

• $3500 a month in long-term disability benefits for an additional year.

• Coverage 24 hours per day for on and off the job injury, accidents, and sickness.

• Payroll Deduction for premiums.

• Guaranteed issue during open enrollment!

There are several ways for you to enroll in this plan:

• Online Application

• Call Railroad Marketing office at 888-646-9951

• Or fill out the enrollment form and return it by fax, mail or email

We appreciate the opportunity to serve you with these benefits.

Thank you,

Railroad Marketing Insurance

*This is based on projected RRB sickness benefit amount, these amounts can be confirmed by contacting your railroad retirement sickness benefit representative.